LOANS AGAINST
STOCKS & BONDS OR PRECIOUS METALS & STONES
Loan Terms
Non-Recourse, Interest Only, Short Term Loans using Corporate Bonds, Stocks, CD, T-Bill, CMO, and Select Marketable Precious Metals: Diamonds & Gold
LOCATIONS AVAILABLE:
LOAN LIMITS:
ELIGIBLE COLLATERAL:
LOAN AMOUNT:
INTEREST RATE:
TERM:
CLOSING TIMELINE:
LENDER REQUIREMENT:
UP-FRONT LOAN COSTS:
UP-FRONT FEES:
Worldwide*
*This Lender is U.S. based and follows U.S. Laws and transacts only in U.S. Dollars.
$10 Million USD Minimum - No Maximum
-
Corporate Bonds
-
Stocks
-
CD
-
T-Bill
-
CMO
-
Diamonds
-
Gold
Up to 60% of the Bid Value of the Collateral
6% - 8% Interest Only, per annum
1 Year (renewable)
10 business days
For privately issued financial instruments that are not routinely traded, loose diamonds, gold, limited other valuables, and select natural resources: The lender will take ownership and possession of the collateral, held in the Lender's bank or secure vault, and hold it for the term of the loan.
$15,000 Deposit Required for legal fees to prepare the transaction and product validation & valuation.
Upfront Refundable Retainer Fee of approximately $3,500.*
*This program is offered through one of our trusted Arranging Sources
based out of New York City. This source does charge a fully refundable,
up-front Retainer Fee in order to engage the lender that offers this loan
option. This source is A+ rated with the BBB for over 20 years. Their
retainer is 100% refundable if no offer is made by the lender or if the
terms agreed to are different from the terms offered.
Frequently Asked Questions
HOW DOES VALUATION OF THE COLLATERAL WORK?
Financial Instruments Bid Value:
Borrower must demonstrate to the Lender the current as-is market value of the collateral (the Bid Value). For financial instruments, it may be possible to secure a bid from a viable bond/stock trading house. For diamonds, gold, and other commodities routinely traded in the public sector, the as-is trading value can usually be established.
A copy of the Bid (or trading value) is provided to the Lender who will use it to prepare the Term Sheet and subsequent loan documents.
At the time that the transaction is ready to be funded, the Lender will secure another final bid for the financial instrument from a major US bank or security house, which will be used to finalize the loan amount. There is no additional cost to secure this final Bid Value.
Precious Commodities Bid Value:
It is up to the Borrower to demonstrate to the Lender's satisfaction the current as-is market value of the collateral. A legitimate arms-length offer to buy; a bid by a trading institution. The Lender will NOT use an appraisal alone to set the value. An appraisal, less than 6 months old, from an established appraiser with credentials in the specific area of the collateral may be acceptable, but ONLY to support the claimed publicly traded value.
A copy of this valuation is provided to the Lender, which will be used initially to prepare the loan offer and loan documents. At the time that the transaction is ready to be funded, the Lender will secure a final valuation for the commodity from a major valuation firm, which will be used to finalize the loan amount. There is no additional cost to secure this final Bid Value.