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Hard money loans are backed by the value of the business/property, not by the credit worthiness of the borrower.  Since the usiness/property itself is used as the only protection against default by the borrower, hard money loans have lower loan-to-value (LTV) ratios than traditional loans. Since traditional lenders, such as banks, do not make hard money loans, hard loan lenders are offered by private individuals that see value in this type of potentially risky venture. Hard money loans are used in turnaround situations, short-term financing, and by borrowers with poor credit but substantial equity in their business/property.


Locations Available : 


Funding Amount : 

Eligible Projects : 



Closing Timeline: 

Financing Costs: 


USA & Canada

$100 Thousand to $10Million USD​

Real Estate

Acquisitions / Mergers

Expansion Financing


Energy, Power, Recycling Projects

Ports, Railroads, Bridges, Roads Projects

Refineries, Airports, Hotels, Casino Projects

Detention Centers, Continuing Care Center Projects

Any other type of project that makes economic sense. 


Varies on case-by-case basis.  Typically a 2-3 year term.

Approximately 10 days

​Approximately 8 points to the Lender

Quick closing timeline - Borrower receives funds in 10-15 days

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