top of page


Invoice factoring (also called Accounts Receivable Financing) is a financial transaction and a type of debtor finance in which a business sells its accounts receivables to a third party (called a factor) at a discount. A business will consider factoring accounts receivable to meet its present and immediate cash needs. Factoring is not the same as invoice discounting. Factoring is the assignment of the receivable, whereas invoice discounting is a borrowing that involves the use of the accounts receivable as collateral for the loan. Factoring requires a notification to your customer of the assignment while invoice discounting does not.

Locations Available : 


Funding Amount : 

Eligible Projects : 


Factoring Discount Rate: 



Advantages : 

USA & Canada

From 80% to 95% of your accounts receivables.

Any Existing Operating Business with Accounts Receivable can apply.   Successful applicants typically have an annual revenue from $300,000 to $36,000,000.


Between 1-3% for 30-days.  Rate is determined by volume.

If the invoice takes longer than 30-days to pay then a fraction thereof is charged for every 10 or 15 days thereafter. We cannot factor invoices that take longer than 90-days to pay.

Not for invoices that arise from software or are billed to a 3rd party (i.e. Insurance).

Not for invoices that are contingent, on consignment or are guaranteed sales.  All sales must be final and cannot have milestone billing.

  • Factoring is the oldest form of business funding.

  • It’s a billion dollar industry.

  • Factoring is a great way to grow your business without giving up equity or creating debt.

  • Factoring companies look at your customer's ability to pay their invoice and not your ability to pay back a loan.

  • It is the fastest way to grow your company.

  • It can help you monitor your customers credit worthiness and help you make sound credit decisions.

  • Factoring helps you grow your business with your own money.

  • It turns your Accounts Receivable into CASH.

  • Factoring can help a business rebuild its credit.

bottom of page